Do Consumer Savvy Individuals Spend Money on Cigarettes?
As consumer savvy individuals many of us try our best to cut expenses whenever possible, but one area that most of us have trouble with is when it comes to our daily habits. If you smoke cigarettes, you might be reluctant to stop or you might want to stop but have failed at your past attempts to quit. It’s important to take a look at the actual costs involved with smoking, both health-related and monetary, to get an idea just how much smoking cigarettes costs you.
An Increasing Expense
The price of cigarettes keeps going up all the time. The taxes associated with purchasing cigarettes also continue to increase. It doesn’t look like there will be any relief in this area in the future either. Many people who do successfully quit do so because they are motivated by the amount of money they can save if they do. To this day, I’ve never met a truly consumer savvy individual who also smokes. The amount of money spent on cigarettes can vary by individual, but inevitably the longer you smoke, the more cigarettes you eventually end up smoking per day.
More Than Just Spending Money
It’s very difficult to get a decent life insurance policy if you smoke. Smokes usually have to pay huge premiums. And don’t think for a moment that you can lie about smoking on the application. Insurance companies do test your urine for the presence of nicotine and while sometimes tests come with the possibility of a false positive, if you do, in fact, smoke it will definitely show up. If you strive to be more consumer savvy but are a smoker, it’s time you rethink your lifestyle so that you can save the money you so strongly desire to save.
Medical and Health Complications
You will definitely have increased medical costs over the course of your life. Few smokers escape smoking-related ailments such as chronic bronchitis, emphysema, adult asthma, lung cancer, or throat cancer. Hospital stays and medication can add up pretty quickly. You can easily avoid many of these costs if you stop smoking. Consider how much more money you would have if you quit smoking. Determine how much you spend on cigarettes per week and multiply it by 52. Imagine other things you can do with that money as a consumer savvy individual.