Putting Together a Child Protection Plan

If you’ve got kids, a child protection plan is a must. Here are some guidelines to consider.

A formal child protection plan is one of those things every parent should draft, but that many of us never seem to get around to. Yet it’s an absolutely necessity, so that you can specify who you want to act as your child’s guardian if there’s an emergency, or if you should die suddenly.

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Spend More Now, Save Money Later

Sometimes, it’s best to spend more money on something than you have to — if it can help you save money later.

One thing we savvy consumers all have in common is the fact that we like to save money whenever we can. The problem is defining what “saving” really means. As I’ve noted in previous articles, sometimes you’re better off in the long run if you occasionally spend a little more cash than you’d like.

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How to Score Cheap Airline Flights

Finding good, cheap airline flights requires patience, and a general knowledge of the factors involved. Here are some pointers.

When it comes to online travel sites, everyone and their brother will tell you they can get you the best cheap airline flights to just about anywhere in the world. Obviously, they can’t all be right; and while they can usually get you a decent deal, they might not get you the best one.

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What You Should Know About Car Theft

Car theft is one of the costliest common major crimes in America. In the spirit of forewarned is forearmed, let’s take a look at the trends and stats.

You may think Grand Theft Auto is a cool video game, but it’s no fun at all when car theft happens to you in real life. And anyway, what can you really learn from a game that teaches that the best way to get across town is to hit a little old lady, and then steal a police car when the cops come to investigate?

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How Would You Like to Retire as a Millionaire?

If you’re very careful and take full advantage of the retirement account concept, you really can retire as a millionaire

If you’re a savvy consumer (or any consumer at all, really), I doubt there’s a more rhetorical question than, “Do you want to retire as a millionaire?” Of course you do! Imagine never having to worry about money during your golden years!

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How to Set Up a Power of Attorney… Just In Case

If you’re ever incapacitated or away from home for a while, you’ll need to arrange a power of attorney so someone else can handle your affairs.

Most of us have heard the term “power of attorney,” but few of us have a clear idea of what it means. As a savvy consumer, however, you should make sure you understand the concept, just in case you need to assign someone the right to handle your personal affairs someday.

In this article, we’ll take a look at the basics.

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Phone for Cash Deals: Are They Safe?

Lately, companies that let you trade your old cell phone for cash have gotten a lot of media attention. But should you take advantage of their offers?

In recent months, you may have seen so-called “phone for cash” companies featured in the media and thought, “Hmmm, that might be a way to make a little money to put toward Junior’s orthodontia.” Basically, these organizations offer to pay you cash for your old cell phones, if you’ll just send them in.

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How to Survive a Pay Cut, Part II

Nobody wants to deal with a pay cut, but here are some tips for how to do so, just case

The very thought of receiving a pay cut sends shivers down the average worker’s spine, which is perfectly understandable. Most of us have worked very hard to get where we are today — so getting your salary slashed hurts more than just your personal bottom line. It hurts your pride and self-esteem, too.

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How to Survive a Pay Cut, Part I

Given the current economy, you may someday find yourself facing the harsh reality of a pay cut. Do you know how to respond?

Nobody wants to have to accept a pay cut, but it’s a lot better to have your salary slashed than to get a pink slip. And in these uncertain times, you may someday have to face such a depressing reality… assuming you haven’t already.

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Want to Save Some Grocery Money? Try Foraging for Food

If you’re careful, you can save money by foraging for food and otherwise living off the land.

Foraging for food may seem a little old-fashioned, and you may not have actively considered it before. Still, you’ve probably done it once or twice. Think about it: ever picked a berry from a roadside, or collected a morsel for a snack? Most of us have done something like that.

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