Easy Ways to Save Money on Your House Insurance
Insurance isn’t cheap, especially when you’re insuring a home and insurance prices seem to keep going up. If you have house insurance, chances are you’re not taking all of the discounts you could be. Here are some easy ways to save more money on your house insurance.
Insure Your Cars
Believe it or not, insuring your cars with the same company that you insure your home with can save you lots of money on your car insurance. House insurance companies offer multi-policy discounts, so holding more than one policy will save you lots of money. Not only will you save money on your house insurance, you’ll save money on your car insurance as well.
Don’t Insure Your Lot
Insure your house, but not your lot. If your home were to be devastated by disaster, the value of your lot still wouldn’t change and the insurance company will only reimburse you for the value of your home, not the land. Because of this, it makes sense to only insure your home and not your lot, saving you money on your house insurance premium.
Install a Security Alarm
Some insurance companies will offer you a discount on your house insurance if you have a monitored alarm system installed. Companies like ADT and BRINKS will install an alarm and monitor your home, saving you money on your house insurance.