Finance Articles – Page 3

Don’t Let Banking Fees Bleed You Dry!, Part I

These days, it seems like the banks themselves are the world’s biggest bank robbers. Don’t let ’em stick you with unfair banking fees

With all these clever new banking fees that keep popping up nowadays, it almost seems more profitable to hide your money in your mattress. This is a sad state of affairs, not least because it completely goes against the entire concept of banking your money with a financial institution.

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How to Save a Few Bucks on Your Winter Heating Bill

Heating bill got you down this winter? Save a little cash this year

American households spend an average of $2,000 a year on heating and cooling, and a substantial portion of that’s taken up by the winter heating bill. Fortunately, there are some fairly simple ways to save money on your winter heating, whether you use electricity or gas, and I’ll outline them here.

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Is a Checking Account Really Necessary These Days?

Let’s face it: checks are on their way out. So why should you keep paying bank fees to maintain a checking account?

If you’re like most Americans, having a checking account isn’t quite the necessity it used to be. Some of us are exceptions, of course, but think about it: how often do you write checks these days? Most of the time you just run a card through a machine when it comes time to pay for something, don’t you?

Just a little food for thought…

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How to Teach Kids to Save Money

Helpful tips for parents on teaching kids to save money

Part of your job as parent is to teach your children to save money and be responsible. Many times, this is easier said than done. Kids love to spend money. It’s a fact. So what’s a parent to do? Here are some tips to help you teach your child important lessons about how to save money.

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Do You Have Unclaimed Money?

Uncashed checks, stocks or dividends? Discover if you have unclaimed money

It’s everybody’s dream, isn’t it? Unclaimed money. Who hasn’t dreamed about discovering they have money they didn’t know about? This is the dream of many and believe it or not, it can be true.

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When Should You Collect Social Security Benefits?

Answer these questions before you start collecting social security benefits

Deciding when to retire and cash in on your social security benefits is complicated and can make a big difference in the benefits your receive. As you think about retirement, here are some important questions for you to consider to make your retirement go as smoothly and as enjoyably as possible.

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Confused by Life Insurance? Here’s Help

If you don’t understand life insurance, you can’t buy the best policy.

You know why you need life insurance — to keep a roof over your family’s head, to pay off debts and the future education of your children — but when it comes to making a decision, it isn’t always easy.

Life insurance is confusing. Here’s some help to sort out the different policies so you can buy the best possible policy to protect your family.

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Avoid Financial Crisis — Learn to Budget and Save Money

Decide which method of learning to budget is best for you.

Budget. For most people this six-letter word is the same as a four-letter word. Why? Because, most Americans were never taught budgeting or money management. These same people now find themselves in financial crisis — credit card debt, no money set aside for emergencies, college educations, or retirement.

Budgeting and money management are skills. If you find yourself in financial crisis, regain control by learning how to budget, save, and manage your money for financial security and a bright future.

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Having Trouble Keeping Money in the Bank? Try These Tips for Saving Money

Money Saving Tips to Help You Meet Your Savings Goals

You can find tips for saving money just about everywhere you look these days. That’s good! The trouble is even when you take steps to save money, at the end of the month you can’t figure out where that extra money went. If you need to save money for a particular goal but are having trouble, follow these tips.

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Investing in Coins: Is It Worthwhile? Part I

Recently, we’ve seen a lot of ads claiming that investing in coins is a good hedge against inflation. Is it really?

While the practice has gotten a lot of press in recent years, investing in coins isn’t a new idea. Back when money was actually made of metals that were worth something, it wasn’t uncommon for folks to put aside a silver dollar here or there as a hedge against inflation, or toward retirement.

That’s still not a bad idea, assuming you can get ahold of real silver coins (that is, dimes, quarters, halves, and dollars minted before 1964.) As of this writing, silver is fluctuating around $18.50 an ounce, and all those coins were 90% silver. That makes a one-ounce dollar coin worth around $14.50.

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